I had a nightmare this morning. I dreamed that I somehow that I owed nothing on my Commonwealth Bank credit card (which has a $1000 credit limit), so I decided to close the account. After I'd signed the form and walked out of the bank with my $5 credit, I realised that that was a bad idea, since my Westpac Visa ($4700 credit limit has only $400 left on it). And there's more than half a month until I get paid. And I need to organise some money for a house repayment this week.